What Do I Need to Know About My Credit Report When Purchasing a Car?
Whether you’re shopping for a new Chevrolet or a pre-owned vehicle, financing is likely on your mind. At Boland Chevrolet, we’re committed to helping our customers find high-quality vehicles at prices they can afford. As one of the most trusted Chevy dealers in Bowling Green, Missouri, we’ve helped countless drivers from Hannibal, Troy, Mexico, and beyond successfully apply for automotive financing and lock in competitive rates on new and used cars, trucks, and SUVS.
What Does My Credit Report Include?
Your credit report evaluates how responsibly you use credit by tracking how you’ve used your credit over time. It includes information like:
- Your employment history
- How long you’ve been using credit
- Types of loans and other debt under your name
- The balance of any existing loans in your name
- If you’ve missed payments in the past
How Does My Credit Score Affect Car Financing?
Typically, lenders will offer better rates to customers with stronger credit scores. However, at Boland Chevrolet, we believe you deserve to walk off the lot with a car you love, even if your credit history isn’t perfect. We work hard to offer our customers a range of financing options by:
- Working with a variety of lenders who specialize in affordable financing
- Helping our customers lower their costs by trading in their existing vehicle
- Offering structured financing plans for first-time buyers
Can I Finance a Car if My Credit Score Isn’t Strong?
Absolutely! The team at our finance center has experience securing car loans for customers who don’t have perfect credit. In fact, taking out an auto loan can actually be a great way to build your credit, as it can diversify the type of credit you use and provides another opportunity to make regular payments. Talk to our auto finance experts about:
- Getting pre-qualified for auto financing
- Pre-qualifying with Capital One
- Our guaranteed approval financing application
Visit Our Chevrolet Dealership in Bowling Green, MO
Stop by our Bowling Green Chevrolet dealership to explore our inventory of new and used Chevrolets for sale. Or contact our team with any questions you may have about financing your next Chevy with Boland Chevrolet. Our friendly and knowledgeable staff is here to help!
Understanding Finance Options For Buying a Used Car
At Tom Boland Chevrolet, we care about making the financing process as easy and straightforward as possible. We’ve answered some common questions about how to get financing for a used car, so you can start your next purchase of a pre-owned vehicle with confidence.
Frequently Asked Questions About Used Auto Finance
Are used car loans different from new car loans?
In general, new and used car loans work the same way: a lender offers you a loan that allows you to pay for your vehicle over time, with interest. However, there can be some differences between new auto loans and those for pre-owned vehicles. For example:
- Manufacturer financing is usually not available for pre-owned vehicles
- Financing rates for used cars may be slightly higher
- The total cost of the loan for a used car is often lower
Can I apply for automotive financing even if my credit isn’t great?
The finance team at our used car dealership in Bowling Green, MO, works hard to find financing options for customers whose credit history isn’t perfect. We do this in a number of ways, including:
- Keeping our financing application process quick and easy
- Working with a variety of lenders, including Capital One, so we can find competitive rates for our customers
- Providing a free payment calculator so you can estimate your purchasing power
- Offering trade-in assessment so you can apply the value of your current vehicle to your next purchase
How can I get a good rate on used car financing near me?
Typically, the better your credit score is, the better an interest rate lenders will offer you. There are a few simple things you can do to help secure a competitive financing rate, including:
- Get pre-qualified for an auto loan so you can budget your purchase
- Make a substantial down payment, which can help reduce your overall car note
- Before you apply for financing, work on strengthening your credit score by paying bills on time and using your credit responsibly
Will I save money by financing a used car?
Purchasing a pre-owned vehicle tends to be less expensive over time than purchasing a new one for a variety of reasons, such as:
- The total price of a used car tends to be lower than that of a new one
- There are usually fewer hidden fees than when purchasing a new vehicle
- Purchasing a certified pre-owned vehicle ensures reliability at a more affordable price
- Used cars may cost less to insure, which can offer further savings
Visit Our Used Car Dealership in Bowling Green, MO
Stop by our used car dealership in Bowling Green, Missouri, to explore our inventory of pre-owned vehicles for sale. If you still have questions about financing a used car with Tom Boland Chevrolet, please don’t hesitate to reach out to our finance team. We look forward to hearing from you!
3 Tips for Buying a Used Car in Bowling Green
When deciding to buy a used car, you may want to consider a few factors:
- Which dealership has the best selection
- Who has the most reliable used cars
- How to get the most out of your budget
If you’re looking to purchase a used car in Bowling Green, these handy tips can help you make your decision and find a pre-owned vehicle in your area that’s right for you.
Which Dealership Has the Right Used Car for Me?
A dealership with a wide variety of used vehicles for sale is a good bet when shopping for a used car. Whether you’re looking for a reliable SUV or a hard-working pickup truck, Boland Chevrolet is more than your local used Chevy dealer, offering used Ford, Honda, Hyundai, and Jeep vehicles, too.
The dealership that’s right for you will offer used cars that suit every budget and lifestyle.
Luckily, Boland Chevrolet offers a great selection of used cars under $30K for sale, used truck deals, and much more! Our team is here to make sure you get the best deal on the used car you love.
Which Dealership Has the Most Trusted Vehicles?
When you purchase a certified pre-owned model, you get savings without sacrificing your peace of mind. At Boland Chevrolet, all of our used vehicles undergo a thorough inspection inside and out so that autoshoppers can be confident in the car, truck, or SUV they choose. Be sure to look into our selection of Carfax 1-owner cars, so you can be sure your vehicle has been in good hands.
How Can I Get the Best Value on a Used Car?
When buying a used car, budget is often a factor. Purchasing a pre-owned vehicle offers an affordable option for many drivers. Find a dealership that will offer you the best bang for your buck. Boland Chevrolet offers great specials on used vehicles that will secure you a great deal. You can also maximize the value of your purchase by trading in your car.
Test Drive a Used Chevrolet in Bowling Green Today
If you’re ready to get behind the wheel of a used car, stop by Boland Chevrolet to schedule a test drive today. If you have any questions, don’t hesitate to contact us!
Enjoy the benefits of buying at our Chevrolet dealership near Hannibal, MO, with the Boland Chevrolet Lifetime Powertrain Warranty! Whether you’re searching for a new or pre-owned vehicle, our available warranty covers most of our inventory. Visit us to learn about the options our warranty covers with the dedicated guidance of our dealer team, and find the best choice for you!
Explore the Benefits of the Boland Chevrolet Warranty:
- Coverage On Important Vehicle Components
Our exceptional warranty covers a wide range of vehicle components, including the engine, transmission, and drivetrain.
- Protect Against Repair Costs
When it comes to unanticipated vehicle repairs, our powertrain warranty can help you save on your next service visit. As our warranty extends over a variety of parts, many of the repairs that pop up may be covered.
- Stay Protected for Years to Come
Protect your investment with confidence with our lifetime powertrain warranty. Whether you’re driving your next car for only a short term or you intend to drive it for years to come, our dealership has your back.
Why Buy from Boland Chevrolet?
Are you ready to drive off the lot in your next Chevy vehicle? Our Chevrolet dealership near Hannibal, in addition to our powertrain warranty, boasts an impressive inventory and outstanding service. Our new vehicle inventory offers the latest model features and capabilities, with our pre-owned inventory providing quality vehicles from previous years at competitive prices. The Boland Chevrolet experience doesn’t just end at the time of purchase, with our expert Chevy service center helping you keep your vehicle at its best with efficient maintenance and repairs. Make the most of your dealership experience with our trusted team!
Take a Test Drive with a Chevy Dealer Near Me
Visit our Chevy dealership near Hannibal to learn more about our available inventory and services! We are committed to providing the ultimate customer experience, backed by years of experience and knowledge. Speak to our dealer specialists to learn more about our lifetime powertrain warranty, or contact us today with any additional questions you may have!
Deciding whether to buy new or used is an important decision when looking for your next Chevrolet truck. There are advantages and disadvantages to both options, but buying a used truck can be the right choice for many customers. Learn about the benefits of buying a used Chevrolet truck in Bowling Green, MO with Boland Chevrolet today!
Explore the Benefits of a Used Chevy Truck with Boland Chevrolet
Affordable Options
When you’re looking for a Chevrolet truck, your next vehicle’s price is sure to be on your mind. Used Chevrolet trucks provide customers with more affordable options compared to their newer Chevy counterparts.
Lower Vehicle Depreciation
A large benefit of buying a used truck is that your vehicle faces lower depreciation compared to a new vehicle. While new vehicles are equipped with the latest manufacturer features, they also face a high depreciation value within their first few years. Used vehicles don’t face an extreme drop in value, which also may help your resale value the next time you’re in the market for a vehicle.
Chevy-Quality Features
When you buy a Chevy truck, whether it’s new or used, you get access to your favorite quality Chevrolet features. These features may include heated front seats, leather interior seating, trailering technology, and more.
Certified Pre-Owned (CPO) Vehicle Quality
If you buy a Certified Pre-Owned truck from Boland Chevrolet, you know you’re getting a quality vehicle that has met all our dealership standards. Through our 172-point vehicle inspection and reconditioning process, we ensure that all CPO vehicles are in top condition before they hit the lot. In addition, we verify that our CPO vehicles are less than 6 years old with fewer than 75,000 miles and a clean title.
Wide Variety of Years and Models
When you buy used, you’re able to choose from a wide range of vehicles with varying features. This gives you the flexibility to choose what features, interior and exterior designs, and vehicle capabilities you want. Used vehicles allow you to choose from multiple years of models, so you’re not confined to the current year’s lineup if they don’t fit your needs.
Bowling Green used trucks for sale
Are you ready to discover the perfect used Chevy truck for you? Visit Boland Chevrolet to explore our inventory of quality used trucks for sale at our Bowling Green dealership. Contact us with any questions and stop by to test drive your next Chevy truck today!
5 Signs Your Chevy Needs an Oil Change
Keeping your Chevrolet running smoothly means staying on top of routine maintenance, and one of the most important tasks to keep up with is regular oil changes. Fresh oil ensures your engine stays lubricated, efficient and protected. But how can you tell when it’s time for a Chevrolet oil change? Here are five signs your Chevy might need an oil change soon:
1.Warning Light on the Dashboard
If the oil change or check engine light illuminates, it’s a clear indication that the oil of your Chevy needs attention. Don’t ignore this warning because delaying an oil change can lead up to potential engine damage.
2.Dark or Dirty Oil
New engine oil is typically amber and transparent. Over time, it collects debris and turns dark or gritty. You can check your oil’s condition by pulling out the dipstick. If it’s hard to see the stick through the oil, it’s time for a change.
3.Excessive Engine Noise
Oil reduces friction in the engine. If you notice knocking, rumbling, or other unusual sounds, it could mean your engine isn’t getting adequate lubrication.
4.Poor Fuel Economy
Old or degraded oil can make your engine work harder, which reduces fuel efficiency. If you are filling up more often then usual, it might be time for a Chevrolet oil change.
5.Smoke from the Exhaust
While a small amount of vapor from the exhaust is normal, visible smoke could indicate a serious oil issue that needs immediate attention.
Schedule Your Chevy Oil Change in Bowling Green
Maintaining your Chevrolet with regular oil changes is key to keeping your vehicle in excellent condition for as long as possible. If you have started to notice one or more of the signs listed above, don’t risk it by delaying service. We even offer convenient service specials to make saving on your next maintenance easier than ever. Contact us to learn more about our offerings and to schedule a maintenance appointment today!
What’s New in the 2024 Chevy Trax?
The new Chevy Trax offers incredible performance and dives deep into the world of automotive excellence. With a sleek design and great technology on board, this vehicle has a lot to offer. Let’s take a look at the exciting features of the 2024 Chevy Trax.
Top-Notch Performance
Equipped with a 1.2L Turbo engine and estimated fuel economy of around 30 MPG, the new Chevrolet Trax is designed to decrease pit stops at the gas station, giving you more time to enjoy the adventures of the road. It can go from 0 to 60 mph in about eight seconds, perfect for driving around the city.
Great Design
Whether you need a new SUV for your growing family or simply a reliable daily commuter vehicle, everyone can appreciate the appeal of this SUV. This vehicle is designed with a sleek style, boasting captivating curves, a distinctive grille and eye-catching headlights. These features give it a bold impression on the road. Comfort is prioritized in the new Chevrolet Trax with its five passenger seating. You can enjoy a relaxing ride with up to 54.1 cubic feet of cargo space available and second row seats, which fold in a 60/40 configuration.
Technology & Safety
Enjoy your daily commute with all the ways the new Chevy Trax makes it easy to stay connected. Boasting the latest technology and safety features, you can ride in style, convenience and with support. Enhance your driving experience with the 11 inch diagonal HD color touchscreen.
Every trim level includes Apple CarPlay and Wireless Android Auto capability, allowing you to easily connect to your phone while on-the-go. You can also appreciate the convenience of a built in Wi-Fi® hotspot. This feature is perfect if you need to take meetings or get work done as you get from point a-to-b.
The new Chevy Trax also has plenty of great safety features. Its Safety Assist system includes IntelliBeam, Forward Collision Alert and more to keep you safe on the road.
New Chevy Trax Arriving Soon
Proudly serving Bowling Green, MO and surrounding areas, our dealership is excited to showcase all of our great vehicles this season. The 2024 Chevy Trax is a fantastic vehicle choice, boasting the latest technology and design. When this SUV is available on our lot, we would love to help you explore these features in person. Contact us today!
How Big is the Chevy Trailblazer?
When you’re in the market for a spacious SUV it’s good to search for one offering not only a roomy interior but also one that features thoughtful design and comfort. The 2024 Chevy Trailblazer does all this and more, offering a seamless blend of performance, comfort and design.
Interior Space
Due to this SUV having a spacious interior, the Trailblazer opens up a world of possibilities for a group of friends, family or a ton of gear. This vehicle can fit up to five messengers and has a passenger volume of 98.20 ft³.
In the front of the vehicle there is 39.98 inches of headroom, 40.90 inches of legroom and
55.42 inches of shoulder room. In the back, there is 38.40 inches of head room, 39 inches of legroom and 53.79 inches of shoulder room.
Design & Technology
Not only is this vehicle roomy, it also boasts plenty of eye-catching and functional design features. It boasts a black mesh grille with titanium chrome accents. Standard trims are equipped with 17-inch high-gloss black machined-aluminum wheels and a functional skid plate.
Keep your devices charged up with the available wireless charging. The user-friendly 11-inch diagonal color touch-screen keeps your messaging apps, music and navigation all in one convenient place. There is even a push-button start!
Shop for the New Chevy Trailblazer Near Troy, MO
The 2024 Chevy Trailblazer offers incredible spaciousness and design. If you would like to explore all that this vehicle has to offer in person, our dealership is more than happy to help. We invite you to contact us to schedule a test drive today!
Chevy Silverado Towing Tips
If you are interested in purchasing a quality truck with mighty towing capabilities, then the Chevy Silverado is a fantastic choice. However, before embarking on any towing adventures, it’s important to keep towing tips and tricks highly in mind. This way, you can tow safely and efficiently no matter where the road takes you.
Know Your Vehicle’s Specifications
Before driving, it’s important to know the towing capacity of your Chevy Silverado. If your Silverado is 2019 or newer, you can find the towing capacity information located on the driver’s door jamb. This label will include the gross vehicle weight rating, gross combined weight rating, gross axle weight rating, and more.
With the information provided you can take your truck’s curb weight, then add passenger weight, cargo and fuel weight. Then you would subtract the sum from the combined weight rating of your truck. The resulting number will be the maximum towing capacity of your truck. If you want to skip the math, you can use the load calculator located on the myChevrolet mobile app.
Use the Chevy Trailering App
Using the Chevrolet trailering app, you can get insight to your towing questions with just a few simple clicks. You can find all needed information on your Silverado touchscreen. The app is user-friendly and even allows you to save up to five trailer profiles.
Adjust Mirrors and Use Towing Aids
Having good visibility is key when towing, so be sure to adjust the side mirrors of your Silverado for a clear view of your trailer and surrounding traffic. Additional features like rearview cameras and trailering assist systems can be super helpful in offering more awareness as you tow.
Learn More Silverado Towing Tips With Our Dealership
The Silverado offers powerful towing capabilities. By using the above towing tips, you can get the most out of the strength of your vehicle. Contact our team to learn more or if you would like to schedule a test drive of one of our trucks today!
Click here to see more about Silverado towing technology.
How Many Seats are in the Chevy Equinox?
Looking for a Reliable Mid-Size SUV? Don’t Miss the Chevy Equinox! Our dealership near Bowling Green has an outstanding selection of brand-new Chevy Equinox SUVs, ready for you to explore!
How Big is the Chevy Equinox?
The 2026 Chevy Equinox can sit up to 5 passengers. This two row SUV offers 63.50 ft³ of cargo room behind the front seats and 29.80 ft³ behind the back rows. From your drive to work to taking a much needed vacation, you can rely on the new Chevy Equinox to provide a safe and enjoyable experience. Seating up to five, you can expect everyone from the driver to the passengers to ride in style and comfort no matter how long you plan to be on the road.
Why Buy a New Chevy Equinox?
Chevy ensures top-tier craftsmanship with the new Chevrolet Equinox. With a power driver seat with power lumbar control, you can adjust your seating to best fit your preferences. The available perforated leather-appointed seat trim is both stylish and offers a luxury feel along with the premium cloth.
In addition to its premium seating, the new Chevy Equinox offers additional features to enjoy. Its active noise cancellation provides a calming driving experience. The advanced safety package with HD surround vision helps you to drive with more confidence. Its Bose® premium seven-speaker audio system is perfect for music and audiobook lovers.
Shop for the New Chevy Equinox in Latham, NY
Offering exceptional seating capacity, design and technology, the 2024 Chevy Equinox has something for everyone. If you would like to explore this vehicle in person, our dealership has you covered. Contact us to schedule a test drive today!
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